The trusted funding Source for real estate investors.

Rapid Funding in 30 days or less

Common Sense Underwriting

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Sterling Investor Capital Offers a Wide Variety of No-Income-Verification  Loans for Your Real Estate Investment  Needs.

We Provide a Comprehensive Range of Loan Options
Limited Documentation – Same-Day Approval

1 Hour Call Back!

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Borrowers

Click here to fill out our speedy application.
1 hour call Back!

Apply for your Loan Now!
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Brokers and Realtors

Submit your loan scenario now and earn referral fees!

Submit your Loan/Deal Now!
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Investors Earn 10%

Receive up to 12%* return. We originate $1,000,000 Monthly in 1st Lien Mortgages

Find Out More!

*After servicing fees, if loan pays as agreed.

The #1 Hard Money Lender in Texas | Private Money Lenders Houston
2nd Mortgages For Fix & Flips | New Construction

At Sterling Investor Capital, we make hard money loans for residential investment and commercial property at low rates throughout Texas, including Houston, Dallas, and Austin. We love bank turndowns.  Speak to a loan officer to get funding for your loan today.

8 Reasons Why Sterling Is Better

  1. No Credit Check
  2. No Income Verification
  3. Direct Lender- No Broker Fees
  4. No Prepayment Penalty
  5. Quick Closes
  6. Lower Rates – Even Lower With 650+ Credit Score
  7. Higher Loan to Value
  8. Longer Terms- 1 to 5 years

Call Now To Speak With a Loan Officer-713-784-7676 For All Your Hard Money Loan Needs in Houston, TX

We are a direct hard money banker and have the answers to all your needs for hard money loan in Houston, TX and is highly recommended. We are able to finance loans which have been turned down by banks and help you out in many financial situations in which a loan would otherwise be denied. We finance loans for residential investment and commercial investment purposes mainly based on the equity that you have available. The rates that we offer depend mostly on the type of property, term of the loan, and the risk assessment on the investment. Since we are a private equity-based hard money lenders in Houston TX we are able to be of assistance to investors throughout Texas in Austin, Dallas, Houston, San Antonio and Ft. Worth, Texas.

Loan Programs

There are several types of loan programs available, each with its own features, benefits, and eligibility requirements. Here are some of them:

DSCR Rental Property Loans

  • Fast Financing

  • Aggressive Rates

  • $500 Low Rate Guarantee for Real Estate Investors

Ground Up Construction Loans

  • Fast Financing for Builders & Real Estate Investors

  • Build your vision from the ground up with flexible financing solutions tailored for new construction projects.

FIX & FLIP LOANS

  • Unlock Fast Funding with Fix & Flip Renovation Loans 

  • $500 Lowest Rate Guarantee

  • 2nd Mortgage, ZERO Interest Available in Houston Only.

Hard Money Bridge Loans

  • No Credit Check

  • No Income Check

  • 1 to 4 Year Term

  • Rates From 9%+

Each loan program has its own unique features and requirements, so it's important to research and compare options carefully to find the loan that best suits your financial needs and goals.

Start Saving Money Now! Property under contract?
Contact us ASAP, we will beat any competitor’s loan to keep more cash in your pocket. (713) 784-7676

The Sterling Investor Capital LLC Advantage

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Local Knowledge

We know the area and the market and we're part of your community, not a bot on the net :)

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Fast Processing

We work to close your loan as quickly as possible. We can even hit curveballs!

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Best Service

We offer a hybrid approach of new technology to speed closing and old fashioned customer service and communication.

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Utilizing Technology

We have the latest online tech like secure mobile uploading and we're available to use the device the old-fashioned way too!

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DSCR Rental Property Loans

Fast Financing

Aggressive Rates

$500 Low Rate Guarantee for Real Estate Investors


Get the best DSCR loan rates for rental properties with our $500 low rate guarantee. Quick approvals, no tax returns, no income docs—just fast, reliable funding based on property cash flow.

 

Looking for the best DSCR loans for rental properties? As experts in DSCR (Debt Service Coverage Ratio) loans, we offer real estate investors incredibly aggressive rates and fast, hassle-free financing solutions. With our $500 Low Rate Guarantee, you can be confident you’re getting the best deal available. Whether you're growing your real estate portfolio or investing in your first rental property, our streamlined process requires minimal documentation, allowing you to focus on your investments. Secure fast funding for your rental property with competitive DSCR loan rates designed for real estate investors. Let your property’s income work for you – fund more, grow faster, and achieve your financial goals with ease.

Ground Up Construction Loans

Fast Financing for Builders & Real Estate Investors

Build your vision from the ground up with flexible financing solutions tailored for new construction projects.


Ready to turn your blueprint into a reality? Our ground-up construction loans provide real estate investors and builders with the financing they need for new construction projects. We offer quick approvals, flexible terms, and competitive rates, enabling you to focus on bringing your vision to life without financing roadblocks. Whether you’re developing a single-family home, multifamily unit, or commercial property, our loan solutions are designed to support every stage of the construction process. Experience hassle-free funding for your next project and build with confidence.

                                                                                                            FIX & FLIP LOANS

 

  • Unlock Fast Funding with Fix & Flip Renovation Loans 
  • $500 Lowest Rate Guarantee
  • 2nd Mortgage, ZERO Interest Available in Houston Only.
  • Maximize your profits with the guaranteed lowest rates on Fix & Flip renovation loans. Get quick, hassle-free financing to transform properties and secure your investment.

HARD MONEY BRIDGE LOANS

No Credit Check

No Income Check

1 to 4 Year Term

Rates From 9%+

 

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Monthly Buydown Calculator

Use this calculator to see how you can initially lower your monthly payments.

* Please note: this calculator is for illustration payments and actual payments may vary.

Our Satisfied Clients

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We work conforming and non-conforming real estate loans.

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The Sterling Investor Capital LLC Address

Contact Us:

Phone: (713) 784-7676

Address:
League City, TX
77573

Office Hours:

Monday-Friday: 9am to 6pm
Saturday: 10am to 2pm
Sunday: Closed

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