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Receive up to 12%* return. We originate $1,000,000 Monthly in 1st Lien Mortgages
*After servicing fees, if loan pays as agreed.
At Sterling Investor Capital, we make hard money loans for residential investment and commercial property at low rates throughout Texas, including Houston, Dallas, and Austin. We love bank turndowns. Speak to a loan officer to get funding for your loan today.
We are a direct hard money banker and have the answers to all your needs for hard money loan in Houston, TX and is highly recommended. We are able to finance loans which have been turned down by banks and help you out in many financial situations in which a loan would otherwise be denied. We finance loans for residential investment and commercial investment purposes mainly based on the equity that you have available. The rates that we offer depend mostly on the type of property, term of the loan, and the risk assessment on the investment. Since we are a private equity-based hard money lenders in Houston TX we are able to be of assistance to investors throughout Texas in Austin, Dallas, Houston, San Antonio and Ft. Worth, Texas.
There are several types of loan programs available, each with its own features, benefits, and eligibility requirements. Here are some of them:
Each loan program has its own unique features and requirements, so it's important to research and compare options carefully to find the loan that best suits your financial needs and goals.
We know the area and the market and we're part of your community, not a bot on the net :)
We work to close your loan as quickly as possible. We can even hit curveballs!
We offer a hybrid approach of new technology to speed closing and old fashioned customer service and communication.
We have the latest online tech like secure mobile uploading and we're available to use the device the old-fashioned way too!

Looking for the best DSCR loans for rental properties? As experts in DSCR (Debt Service Coverage Ratio) loans, we offer real estate investors incredibly aggressive rates and fast, hassle-free financing solutions. With our $500 Low Rate Guarantee, you can be confident you’re getting the best deal available. Whether you're growing your real estate portfolio or investing in your first rental property, our streamlined process requires minimal documentation, allowing you to focus on your investments. Secure fast funding for your rental property with competitive DSCR loan rates designed for real estate investors. Let your property’s income work for you – fund more, grow faster, and achieve your financial goals with ease.
Ready to turn your blueprint into a reality? Our ground-up construction loans provide real estate investors and builders with the financing they need for new construction projects. We offer quick approvals, flexible terms, and competitive rates, enabling you to focus on bringing your vision to life without financing roadblocks. Whether you’re developing a single-family home, multifamily unit, or commercial property, our loan solutions are designed to support every stage of the construction process. Experience hassle-free funding for your next project and build with confidence.

Use this calculator to see how you can initially lower your monthly payments.
* Please note: this calculator is for illustration payments and actual payments may vary.
We work conforming and non-conforming real estate loans.
Email: info@houstonmoneyman.com
Phone: (713) 784-7676
Address:
League City, TX
77573
Monday-Friday: 9am to 6pm
Saturday: 10am to 2pm
Sunday: Closed
